We help individuals, children, families and communities facing great challenges to realize their potential. Love Conquers All helps break the cycle of adversity and provide enough opportunity to change lives and communities.

Advocating for Families living below poverty levels

We proactively works with local, regional and statewide agencies on issues relating to homelessness and affordable housing. We advocate for just treatment and services for homeless adults and homeless children, as well as impact affordable housing supply and permanent housing options for low to moderate income families

Helping All to Succeed

We assists individuals/families in securing and maintaining employment that will sustain their economic self sufficiency.  Job readiness training, resume writing, and mock interviewing are some of the counseling services offered. Once meaningful employment is secured, individuals/families and our team focus on job retention and further employment training to continue to increase income and lasting independence.

Serving Our Homeless

Volunteer mentors assist individuals and families as they work to develop the life-skills necessary for self-sufficiency.  Mentors help families with: budget development and savings plan, debt reduction, financial literacy,  self-esteem, emotional support, parental skills and healthy decision making. We are available to assist individuals and families in accessing resources that are important to achieve their individual short-term and long-term goals. 

State of Homeslessness in America

There are an estimated 553,742 people in the United States experiencing homelessness on a given night, according to the most recent national point-in-time estimate (January 2017). This represents a rate of approximately 17 people experiencing homelessness per every 10,000 people in the general population.

The total number of people experiencing homelessness increased slightly compared with 2016, but the rate per 10,000 people is at its lowest value on record. This is because overall population growth is outpacing the growth of homelessness. Homelessness rates in individual states ranged from highs of 110 and 51 in the District of Columbia (D.C.) and Hawaii, to 5 in Mississippi.

In 2017, the vast majority of the homeless population lived in some form of shelter or in transitional housing (360,867 people) at the time of the point-in-time count. Approximately 34 percent (192,875 people) lived in a place not meant for human habitation, such as the street or an abandoned building. Single individuals comprised 66.7 percent of all people experiencing homelessness (369,081 people), with the remaining 33.3 percent being people in families (184,661 adults and children). Looking further, 7.2 percent were veterans (40,056 veterans), and 7.4 percent were unaccompanied children and young adults (40,799 children and young adults).

What Causes Homelessness

When Housing is Out of Reach

More than at any other time, there is a lack of housing that low income people can afford. Without housing options, people face eviction, instability and homelessness. As the gap between increasing housing costs and stagnant incomes widens, the end result is that more people become homeless.

Today, 11 million extremely low-income households pay at least half of their income toward housing, putting them at risk of housing instability and homelessness. Low-income households are typically unemployed or underemployed due to a number of factors, such as a challenging labor market; limited education; a gap in work history; a criminal record; unreliable transportation or unstable housing; poor health or a disability.

Solutions to Filling the Income Gap

Those who are homeless face significant obstacles to finding and maintaining employment. Finding a home is a critical first step. Job training and placement programs, such as those funded by the federal government, also provide the tools some people need to secure stable, long-term employment. Improving access to supportive services, such as childcare subsidies and transportation assistance, would also go a long way in helping people stay employed, achieve housing stability and remain housed.

Federal Poverty Level (FPL)

A measure of income issued every year by the Department of Health and Human Services (HHS). Federal poverty levels are used to determine your eligibility for certain programs and benefits, including savings on Marketplace health insurance, and Medicaid and CHIP coverage.

The 2018 federal poverty level (FPL) income numbers below are used to calculate eligibility for Medicaid and the Children's Health Insurance Program (CHIP). 2017 numbers are slightly lower, and are used to calculate savings on Marketplace insurance plans for 2018.

$12,140 for individuals                            $29,420 for a family of 5

$16,460 for a family of 2                         $33,740 for a family of 6

$20,780 for a family of 3                        $38,060 for a family of 7

$25,100 for a family of 4                        $42,380 for a family of 8

Populations at Risk of Homelessness

Many people with low incomes are at risk of homelessness. Ultimately, this is due to a lack of affordable housing.

The number of poor, renter households experiencing a severe housing cost burden (i.e., those paying more than 50 percent of their income toward housing) totaled 6,902,060 in 2016. This is 3.1 percent lower than 2015, but still 20.8 percent greater than 2007.

According to an analysis of the 2016 American Community Survey, an estimated 4,609,826 people in poor households were living “doubled up” with family and friends. This represents one of the most common prior living situations for people who become homeless. The 2016 rate is 5.7 percent lower than 2015, but still 30.0 percent greater than in 2007.

Caring for Our Veterans

The U.S. Department of Veterans Affairs (VA) states that the nation’s homeless veterans are predominantly male, with roughly 9% being female. The majority are single; live in urban areas; and suffer from mental illness, alcohol and/or substance abuse, or co-occurring disorders. About 11% of the adult homeless population are veterans.

Roughly 45% of all homeless veterans are African American or Hispanic, despite only accounting for 10.4% and 3.4% of the U.S. veteran population, respectively. Homeless veterans are younger on average than the total veteran population. Approximately 9% are between the ages of 18 and 30, and 41% are between the ages of 31 and 50. Conversely, only 5% of all veterans are between the ages of 18 and 30, and less than 23% are between 31 and 50.

America’s homeless veterans have served in World War II, the Korean War, Cold War, Vietnam War, Grenada, Panama, Lebanon, Persian Gulf War, Afghanistan and Iraq (OEF/OIF), and the military’s anti-drug cultivation efforts in South America. Nearly half of homeless veterans served during the Vietnam era. Two-thirds served our country for at least three years, and one-third were stationed in a war zone.

About 1.4 million other veterans, meanwhile, are considered at risk of homelessness due to poverty, lack of support networks, and dismal living conditions in overcrowded or substandard housing.